Allarme truffe trading online, come fare ad evitarle: cinque regole utili

Le proposte di guadagno facile tramite il trading online sono sempre più diffuse: arrivano con mail, messaggi e telefonate, ma spesso si tratta di vere e proprie truffe. Ecco alcuni consigli per evitare di cadere in trappola

epa09284852 Batuhan (L), staff at a car wash checks his cryptocurrencies with his colleagues in Ankara, Turkey, 26 May 2021 (Issued 19 June 2021). Cryptocurrencies trade is too prevalent among young people in Turkey. According to data, there are estimated 5 million active cryptocurrency traders in Turkey. This popularity has also spawned some fraud cases. Owner of Thodex market which have had about 400,000 users of a Turkish crypto exchange, left the country, with users' millions of dollars. However, with the constant depreciation of the Turkish lira, the cryptocurrency market is still very attractive for Turks. Sadik Sahin, owner of a cybercafe in Ankara, had to close his business in March 2020 due to coronavirus restrictions and now uses his computers for mining bitcoins, a cryptocurrency which is very popular in Turkey as an alternative to gold or foreign currencies to protect savings against the strong inflation of the Turkish lira. EPA/ERDEM SAHIN

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Le offerte di guadagno facile con il trading online, spesso sulle criptovalute, sono sempre più diffuse. Arrivano tramite mail, sms, telefonate, ma c'è il rischio di imbattersi in vere e proprie truffe organizzate da soggetti non autorizzati a fare da intermediari finanziari

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epa08951657 Illustration of cryptocurrencies such as Bitcoin (bottom-R), Ethereum (C), Ripple (R) and Cardano (L) on a monitor showing a stock barometer, Duesseldorf, Germany, 20 January 2021. Cryptocurrency Bitcoin has experienced drastic ups and downs in recent weeks and months. At times, its price has increased more than fivefold over the course of the year. The price has risen particularly sharply, by more than 100 per cent since mid-December 2020. However, Internet currencies, of which there are now thousands, are known for their extreme price fluctuations. Regulators, such as the German Bafin recently, therefore repeatedly warn against investing in cryptocurrencies. Recently, the president of the European Central Bank, Christine Lagarde, called for stricter regulation of Bitcoin. EPA/SASCHA STEINBACH

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Spesso i truffatori dicono di lavorare per importanti società di finanziamento. Inizialmente propongono di investire piccole cifre, a cui fanno seguire un primo guadagno in modo da assicurarsi la fiducia della vittima. A quel punto propongono investimenti maggiori, riuscendo ad accaparrarsi cifre sempre più consistenti

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epa07294580 (FILE) - ILLUSTRATION - A person sits in front of a computer screen in Moers, Germany, 04 January 2019 (reissued 19 Jauary 2019). Media reports on 17 January 2019 state that a record with numerous stolen user data has been published on the Internet. The collection named Collection #1 contained almost 773 million different email addresses, more than 21 million different passwords and more than a billion combinations of credentials, according to a Australian IT security expert. Internet users shall be affected worldwide. EPA/SASCHA STEINBACH

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Ma come si fa a capire quando si tratta di una truffa? Ecco alcuni consigli. Per prima cosa occorre capire con chi si ha a che fare (consulente finanziario, trader o broker), accertare le competenze di chi sta proponendo l'investimento e soprattutto controllare che il soggetto sia autorizzato a operare come intermediario finanziario

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L'esercizio nei confronti del pubblico di servizi e attività di investimento è riservato ai soggetti autorizzati dalla Consob, quindi quello che si può fare è verificare se chi propone il trading online sia autorizzato. Lo si può fare consultando gli elenchi pubblicati dalla Consob sul suo sito (https://www.consob.it/web/area-pubblica/occhio-alle-truffe)

epa06504941 Live cryptocurrency market values are displayed on computer screen, in Brisbane, Australia, 08 February 2018. Media reports suggest Bitcoin prices could hit 50,000 US dollar by the end of the year. EPA/DAVE HUNT AUSTRALIA AND NEW ZEALAND OUT

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Oltre alle verifiche, è utile già da subito diffidare di proposte di guadagno troppo facile, spesso accompagnate da un immagine di successo da parte di chi investe. Viene infatti fatto intendere che si guadagna senza dover fare nulla, anzi godendosi il tempo libero magari in qualche spiaggia esotica. Ma si tratta di un immaginario puramente illusorio

epaselect epa06062679 (08/26) Employees use their phones at a Bitcoin mine in Sichuan Province, China, 26 September 2016. The mine has 550 'mining machines' running continuously. They solve complicated mathematical problems for which they are rewarded with Bitcoins. Seven employees work in shifts monitoring the machines to keep the mine running 24 hours a day. China, the world's leader in Bitcoin mining, is dominating both the currency's generation and the global trade in the currency. Sichuan has become known as 'the capital of bitcoin mining' as entrepreneurial Chinese set up 'mines' there due to its abundance of hydropower, perfect for the high electricity needs of the large number of computers required for Bitcoin mining. Bitcoin mines are buildings with warehouse-like structures equipped with massive numbers of microprocessors with which 'miners' solve complex math problems and are rewarded in the digital currency. The industry exists in a legal gray zone in China, and the miners in this story, concerned about attention from the government, asked not to have their full names or the names of the villages where their mines are located mentioned in this story. EPA/LIU XINGZHE/CHINAFILE ATTENTION: For the full PHOTO ESSAY text please see Advisory Notice epa06062671

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Dietro alla prospettiva del guadagno facile può celarsi una truffa. Una delle cose da fare subito è accertare di non essersi imbattuti in uno schema di Ponzi, modello di vendita truffaldino in cui i rendimenti dei capitali investiti da parte delle vittime non sono altro che i capitali di nuovi investitori, del tutto ignari anche loro della truffa. Quando la 'bolla' scoppia non solo non ci sono i guadagni, ma neanche i capitali investiti inizialmente

epaselect epa06062675 (04/26) Bitcoin miner Huang inspects a malfunctioning mining machine during his night shift at the Bitcoin mine in Sichuan Province, China, 26 September 2016. Miners can check a machine's condition and operations using phones and personal computers. For most issues, they can simply restart a machine. 'If it's a complicated problem, we just ship it to the factory and let them fix it,' Huang said.
China is one the main exchange market of bitcoins although the digital currency exists in a legal limbo and prone to speculation. The country hosts some of the biggest 'mining pools' in the world, clusters of supercomputers which task is minting new bitcoins and maintaining the system, sometimes installed in shady places close to power plants. Sichuan has become known as 'the capital of bitcoin mining' as entrepreneurial Chinese set up 'mines' there due to its abundance of hydropower, perfect for the high electricity needs of the large number of computers required for Bitcoin mining. Bitcoin mines are buildings with warehouse-like structures equipped with massive numbers of microprocessors with which 'miners' solve complex math problems and are rewarded in the digital currency.
The industry exists in a legal gray zone in China, and the miners in this story, concerned about attention from the government, asked not to have their full names or the names of the villages where their mines are located mentioned in this story. EPA/LIU XINGZHE/CHINAFILE ATTENTION: For the full PHOTO ESSAY text please see Advisory Notice epa06062671

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Tutte le verifiche vanno compiute prima di fare depositi ai trader. Spesso infatti per far "abboccare" il malcapitato viene chiesto il versamento di una piccola somma. Una volta guadagnata la fiducia, poi le somme aumentano e vengono anche chieste le chiavi di accesso direttamente ai conti per poter operare. Una volta prelevati, i soldi possono finire all'estero, rendendo difficile il recupero da parte della polizia postale

A man plays a computer game at an internet cafe in Beijing on September 10, 2021, days after Chinese officials summoned gaming enterprises including Tencent and NetEase, the two market leaders in China's multi-billion-dollar gaming scene, to discuss further curbs on the industry. (Photo by GREG BAKER / AFP)

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L'ultimo consiglio è molto semplice e riguarda la consapevolezza di cosa si sta facendo. Prima di investire qualsiasi cifra, anche piccola, occorre informarsi su cosa offre il mercato, quali sono le caratteristiche del prodotto che si vuole comprare e i quali sono i prezzi del mercato

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